Multi-currency deposits

We all want our money to earn interest when we're not using it.  At Lloyds TSB Asia, we're here to help you be a smarter saver. Whether you're setting money aside for something special or just for a rainy day, saving with us is quick and easy.

We offer:

• Competitive rates available on 9 major international currencies including USD, EUR, GBP, AUD, NZD, CAD, HKD, JPY, CHF.
• Automatic rollovers and interest reinvested and paid on withdrawal. There is also no need for an associated current or checking account.
• A full range of deposit periods are available ranging from 24 hours up to 12 months depending on your personal needs.
• Available to both personal and corporate/trust customers.

For individual customers, please contact one of our Relationship Managers for minimum deposit requirements and related information.

For corporate and trust customers, there is a minimum deposit requirement of USD500,000 or currency equivalent for corporate accounts and USD1,000,000 or currency equivalent for trust accounts.

Current promotion:

A safe haven for your hard earned savings that work just as hard as you do

• Great promotional rates on AUD and HKD:**
  
  AUD:
  12 month term: 6.0% p.a.
  
  HKD:
  3 month term: 1.6% p.a.
  6 month term: 1.7% p.a.
  12 month term: 2.2% p.a.
  
  
• Competitive rates on Australian Dollar, US Dollar and Sterling are also available along with a range of other terms.*
• Lloyds TSB Bank plc Hong Kong Branch is a member of the Deposit Protection Scheme. ***

Things you need to know

• Account requires $100,000HKD minimum deposit or currency equivalent.
• This special rate is valid for individual/joint account applications only.

* Please contact one of our Relationship Managers at our Hong Kong Branch for more information on prevailing rates and terms.

Want to talk to us?

** Interest rates quoted in this advertisement are indicative only and are subject to change without prior notice. Please check with our staff for the effective rates applicable to the Multi-Currency account. Residents or nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us. Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us.

Returns on foreign currency deposits are subject to movements in foreign exchange rates against your base currency. Such exchange rate movement could cause a substantial loss of capital when measured against your base currency.

Important Notice:
Interest on deposits in Hong Kong and Singapore is paid without deduction of tax and the two branches do not have to report any interest earnings to tax authorities outside their respective jurisdiction. However, depositors may be liable for tax in the country of their residence, nationality or domicile. It is the depositors' responsibility to check the tax treatment of their deposits in their jurisdiction and to report and pay any tax due. If in doubt, please consult your tax advisor. Lloyds TSB reserves the right to make a withholding or deduct other tax when required to do so by law.

*** For Hong Kong
Lloyds TSB Bank plc is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits taken by this Bank are protected by the Scheme up to a limit of HK$500,000 per depositor.

Important Information

© Copyright 2011 Lloyds TSB

These products and services are not targeted at, and are not available to, residents of jurisdictions where it is unlawful for Lloyds TSB to offer them. If you are a resident of any European Union member country, please click here for important information.